Welcome to ushealthcareinsure.com ("Website"), owned and operated by Poshnee Tech LLC ("Company," "we," "our," or "us").

Your privacy is important to us. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our Website or request information regarding Affordable Care Act (Marketplace) health insurance options.

By using this Website, you agree to the practices described in this Privacy Policy.

1. Who We Are

ushealthcareinsure.com is a privately owned website operated by Poshnee Tech LLC.

We are not affiliated with or endorsed by the federal government, HealthCare.gov, the Centers for Medicare & Medicaid Services (CMS), or any state Health Insurance Marketplace.

We do not offer or administer health insurance plans. We help consumers request information and, where appropriate, connect them with licensed insurance agents or agencies.

2. Information We Collect

When you submit information through our Website, we may collect:

• Full Name
• Telephone Number
• ZIP Code
• State
• IP Address
• Browser information
• Device information
• Cookies and similar technologies
• Referral URL and advertising campaign information
• Date and time of submission

We may also collect information automatically through cookies and analytics tools.

3. How We Use Your Information

We use your information to:

• Respond to your request for information.
• Connect you with licensed insurance agents or insurance agencies.
• Verify your inquiry.
• Contact you regarding Marketplace health insurance options.
• Improve our Website and services.
• Prevent fraud and abuse.
• Comply with applicable legal and regulatory requirements.

4. Telephone, Text Message & Email Communications

By voluntarily submitting your information through this Website, you authorize Poshnee Tech LLC, its licensed insurance partners, affiliates, and service providers to contact you regarding Marketplace health insurance options using the information you provide, including by:

• Telephone
• SMS/Text Message
• Email

Communications may be made using automated technology where permitted by applicable law.

Your consent is not a condition of purchasing any goods or services.

Message and data rates may apply.

You may opt out of future text messages by replying STOP to any SMS message.

5. Sharing of Information

We may share your information with:

• Licensed insurance agents
• Licensed insurance agencies
• Insurance marketing partners
• Technology service providers
• Customer support providers
• Analytics providers
• Companies assisting us in operating our Website
• Government agencies or regulators when required by law

We do not sell your personal information for unrelated third-party marketing purposes.

6. Partners

Consumers who request information through ushealthcareinsure.com may be contacted by one or more of our licensed insurance agency partners, depending on availability, licensing, geographic location, and eligibility.

Our current participating partners may include:

• InsureMe, Inc.

7. Cookies & Analytics

Our Website uses cookies and similar technologies to:

• Improve website functionality
• Measure advertising performance
• Understand visitor activity
• Personalize user experience
• Detect fraud

You may disable cookies through your browser settings; however, some features of the Website may not function properly.

8. Data Security

We maintain reasonable administrative, technical, and physical safeguards designed to protect the information we collect.

While we strive to protect your information, no method of transmission over the Internet or electronic storage is completely secure. Therefore, we cannot guarantee absolute security.

9. Data Retention

We retain personal information only for as long as reasonably necessary to:

• Respond to your inquiry
• Comply with legal obligations
• Resolve disputes
• Enforce our agreements
• Maintain business records

10. Your Privacy Rights

Depending on your state of residence, you may have rights under applicable privacy laws, including the right to:

• Know what personal information we collect
• Request access to your information
• Request correction of inaccurate information
• Request deletion of eligible personal information
• Opt out of certain uses of personal information where applicable

To exercise your privacy rights, please contact us using the information below.

11. Third-Party Websites

This Website may contain links to third-party websites.

We are not responsible for the privacy practices or content of those websites.

12. Children's Privacy

This Website is intended for adults seeking information regarding health insurance.

We do not knowingly collect personal information from children under the age of 13.

13. Changes to This Privacy Policy

We may update this Privacy Policy from time to time.

Any revisions will become effective when posted on this page.

Your continued use of the Website constitutes acceptance of the updated Privacy Policy.

14. Contact Us

If you have questions regarding this Privacy Policy or our privacy practices, please contact us:

Poshnee Tech LLC
Email: info@poshnee.com